How it works
How Business Loan Reviews works
Research for free, compare with your own numbers, and only enquire if and when you want help.
1. Read and research
Start with our loan type reviews to see which kinds of finance fit your situation, then use the guides for the detail: approval, costs, cash flow, tax, property security and growth. The glossary explains any term you meet along the way.
2. Run the numbers
Our calculators work from your own figures. Size a cash flow gap, check repayment coverage, work out LVR, and when quotes arrive, compare them on cost per dollar received instead of headline claims.
3. Enquire if you want help
If you would like a person to look at your situation, make one enquiry. There is no credit check when you first enquire. A real person reviews your details and connects you with one lending partner suited to the type of finance you need, rather than passing them around a list.
4. Review any offer properly
Whatever you are offered, from us or anywhere else, run it through our offer review checklist before you sign. Check fees, security, guarantees and payout terms, not just the repayment.
Your next step
See if your business qualifies
Make one short enquiry about the finance you need. Asking does not leave a mark on your credit file, your details are not auctioned to a list of lenders, and a real person reviews what you send. The more accurate your answers, the better the first conversation.
- No credit check to enquire. Asking a question about your options leaves no mark on your credit file. A credit check only happens later, if you decide to apply.
- One enquiry, not a lead auction. Your details are not sprayed across a list of lenders. One lending partner looks at your situation properly.
- A real person reads it. A person who works with business finance every day reviews your enquiry and calls you. Accurate answers help them get it right first time.