Guide topic
Equipment, Expansion and Growth Finance Guides
Funding assets, expansion and buying a business.
Growth usually costs money before it makes money. New equipment, a fit-out or a second site all need funding up front, and the right structure depends on how quickly the investment pays for itself.
These guides help you test the numbers before you borrow, choose between leasing and buying, and understand what lenders expect when you are expanding or buying an existing business.
Ready to talk about your own numbers? Make one enquiry; there is no credit check when you first enquire.
Should your business lease or buy equipment?
Leasing versus buying equipment compared: total cost, cash flow, tax, ownership, upgrades and risk, with a simple way to decide for each asset.
How to finance used equipment and vehicles safely
Financing second-hand equipment, machinery and vehicles: how lenders assess used assets, age limits, private sales, PPSR checks, inspections and pitfalls.
Buying a business: due diligence that protects your finance
Due diligence checks that matter when financing a business purchase: verifying sales, the lease, staff, debts, securities, tax and how lenders use it.
How to finance a second location or business expansion
How to fund opening a second site or expanding: testing the numbers, fit-out and equipment finance, working capital for ramp-up and what lenders want to see.
Fit-out finance: how to fund a new or refreshed premises
How to fund a business fit-out: equipment versus building works, matching the term to the lease, landlord contributions, make-good and finance options.
How to test whether new equipment will pay for itself
A simple method to test equipment return before borrowing: extra revenue, savings, full ownership cost, payback period and how finance repayments fit.
Your next step
Find out what might fit your business
Tell us the amount, what it is for and a little about your trading history. There is no credit check when you first enquire, one lending partner looks at it properly, and a person calls you back rather than a stream of sales calls.
- No credit check to enquire. Asking a question about your options leaves no mark on your credit file. A credit check only happens later, if you decide to apply.
- One enquiry, not a lead auction. Your details are not sprayed across a list of lenders. One lending partner looks at your situation properly.
- A real person reads it. A person who works with business finance every day reviews your enquiry and calls you. Accurate answers help them get it right first time.