About us
About Business Loan Reviews
We explain business finance the way we would want it explained to us: plainly, honestly and with the downsides left in.
Why this site exists
Business owners are surrounded by finance offers. Emails promise approval in minutes, comparison tables shout headline numbers and every product page says it is the best fit. What is much harder to find is a calm explanation of how each type of business loan actually works, what it really costs to run and where it can catch you out.
Business Loan Reviews was built to fill that gap. We cover every common kind of Australian business finance, from unsecured loans and lines of credit to invoice finance, equipment finance, caveat loans and bridging finance. Each loan type gets a structured review with honest pros and cons, and our guides walk through the decisions owners face before, during and after borrowing.
Reviews of loan types, not lenders
Our name says "reviews", so it is fair to explain what we review. We review types of business finance and the features inside an offer. We do not rate, score or rank individual lenders, we do not publish interest rates and we do not run sponsored placements. Lender pricing depends on the business asking, so a rate table would tell you little about what you would be offered. Instead, we give you the tools to review real offers yourself, starting with our offer review guide and the offer comparison calculator.
Direct to you, not through a middleman
We are not a broker. You can read everything on this site without giving us a single detail. If you want help, you can make one enquiry and we will connect you with a lending partner suited to the type of finance you describe. Here is what that means in practice:
- No credit check to enquire. Asking a question about your options leaves no mark on your credit file. A credit check only happens later, if you decide to apply.
- One enquiry, not a lead auction. Your details are not sprayed across a list of lenders. One lending partner looks at your situation properly.
- A real person reads it. A person who works with business finance every day reviews your enquiry and calls you. Accurate answers help them get it right first time.
Who we help
Our readers are Australian business owners and directors: sole traders, partnerships and companies, from new ABNs to established operators. Unsecured and cash-flow finance for trading businesses typically ranges from $5,000 to $500,000, while property-secured business finance typically ranges from $20,000 to $5,000,000. All finance discussed on this site is for business purposes.
How we work
Content is written and checked by our editorial team against official sources such as the ATO, business.gov.au, ASIC's Moneysmart and the Reserve Bank. We update pages when rules change and show the date each page was last reviewed. Our editorial policy sets out the standards we hold ourselves to, and how we are funded explains how a free site pays its way.
Who we are
Business Loan Reviews is a division of Company Cash Pty Ltd (ACN 673 762 297), 1341 Dandenong Road, Chadstone VIC 3148. You can reach us on (03) 8538 1446 or through our contact page.
Your next step
Get matched with the right kind of finance
Answer a handful of questions about your business. Enquiring is free and does not trigger a credit check, your information goes to one lending partner rather than a crowd, and accurate answers mean you hear about realistic options first time.
- No credit check to enquire. Asking a question about your options leaves no mark on your credit file. A credit check only happens later, if you decide to apply.
- One enquiry, not a lead auction. Your details are not sprayed across a list of lenders. One lending partner looks at your situation properly.
- A real person reads it. A person who works with business finance every day reviews your enquiry and calls you. Accurate answers help them get it right first time.